Table of Contents » Chapter 1 : Pre Graduation » Chapter 1 : Health Insurance

Chapter 1 : Health Insurance

An individual seeking health insurance without a group is a very expensive prospect. By joining one of the groups listed below, you will be able to get insurance at a group rate. Before joining, you can get quotes from different group plans to find the best plan and deal for you. Recently there has been a major shift in our governments relationship to health care. The first entry here is based on this new information.

PPACA (Patient Protection and Affordable Care Act)
also known as ObamaCare:

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Resources and Comparing Plans:

For an overview of the law and what it means for individuals, families, or employers visit: healthcare.gov. This is the “official” site of health reform. The site has everything from basic information about health reform, to covered preventive health services, to a timeline of changes under the law. Everyone is required to have health insurance in the US. This Health Insurance Finder: finder.healthcare.gov. will help identify what insurance you may be eligible for (public or private) and how to apply. They have specific information for those who are self-employed as well: healthcare.gov/self-employed/.

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NATIONAL


American Association of Museums
aam-us.org
Offers health insurance to independent curators, consultants, professional staff, volunteers and artists working for museums. Membership is open to anyone, but membership fees vary, from $35-$140 annually, depending on salary range and the nature of affiliation with museums.


The Potters Council (Heath Insurance for Artist)
ceramicartsdaily.org
“With its multiple plans and an extensive network of national providers (over 750,000), insurance through the potters council is one of the most comprehensive health insurance programs available. You must be a member of the Potters Council, for a free quote, please call (866-425-3335).”


College Art Association Group Insurance Plan
collegeart.org/partners
Offers health care insurance to members, administered by Wohlers Insurance. Membership is $50 and up for students annually, according to salary. Membership is open to non-students at a higher rate.


National Association for the Self-Employed
nase.org
Provides major medical, PPO, and HMO, through several different insurance companies, to members. Membership fees are $72 for Access, $240 for Gold and $360 for Platinum, annually. Membership is open to all; however, health benefits differ from state to state.


Fractured Atlas
fracturedatlas.org
Fractured Atlas is a non-profit organization that serves a national community of artists and arts organizations. The programs and services facilitate the creation of art by offering vital support to the artists who produce it. They help artists and arts organizations function more effectively as businesses by providing access to funding, healthcare, education, and more, all in a context that honors their individuality and independent spirit.


RBA Insurance
rbainsurance.com
Roy Assad, broker, represents nonprofit groups and writes insurance for individual artists.


Small Business Service Bureau
sbsb.com
Offers health insurance such as HMOs, Blue Cross/Blue Shield, etc., to members. Membership fees vary by state. Membership is open to any business.


REGIONAL


e Health Insurance
ehealthinsurance.com
A general web page to find many health insurance options.


State of the Art Newspaper (Montana)
dphhs.mt.gov
An article by James F Brown, National Director of Health Services at The Actors Fund, published in the September/October 2011 issue of State of the Arts. It contains information about how to get healthcare for Montana residents.


Arts and Cultural Council of Greater Rochester
artsrochester.org
Provides group health insurance to artist members who reside in the New York counties of Monroe, Livingston, Yates, Ontario, Seneca or Wayne. Membership is not limited to artists, but is open to only those living in these counties. Artists can choose from the plans offered by Excellus Blue Cross Blue Shield of the Rochester Area. Membership is $100, annually.


New York Artists Equity Association
anny.org
Offers health insurance to members in New York, New Jersey and southern Florida. Members in all other states can call Mutual of Omaha to determine eligibility for alternative health care plans. Membership is $35 annually. Membership is open to anyone; however, those who are not visual artists cannot vote in association elections.


Cultural Alliance of Greater Washington
cultural-alliance.org
Provides health insurance to members in the Washington, D.C., area. Annual dues vary and is open to anyone. Coverage plans are offered through United Healthcare. Rates vary based on the plan.


Texas Fine Arts Association (TFAA)
museumsusa.org
Offers health insurance to members nationwide. There is access to health, dental and visual.